20. MODIFICATIONS TO TERMS

Terms of Service

Curious AI

IMPORTANT NOTICE: THESE TERMS OF SERVICE ARE SUBJECT TO BINDING ARBITRATION AND A WAIVER OF CLASS ACTION RIGHTS AS DETAILED IN SECTION 16. PLEASE READ CAREFULLY.

Curious Minds Software, LLC ("Company," "we," "us," "our") offers Curious.ai ("App"), a subscription-based learning application utilizing generative artificial intelligence. This document, the "Terms of Service" ("Terms"), outlines the conditions and rules that govern your use of our App.

Your acceptance of these Terms creates a binding legal agreement between you and the Company, so please read them carefully. If you do not agree with these Terms, you should not access or use the App.

Last Updated: December 12, 2025

1. ACCEPTANCE OF TERMS

By installing, accessing, or using the App, you acknowledge that you have read, understood, and agreed to these Terms, including our Privacy Policy and any additional guidelines or rules applicable to specific features of the App. If you do not agree to these Terms, you must immediately uninstall the App and discontinue its use.

We may update these Terms periodically. Your continued use of the App after any changes constitutes acceptance of the modified Terms. We encourage you to review these Terms regularly.

2. ELIGIBILITY

To use the App, you must be at least 13 years old or the minimum legal age to consent to the processing of personal data in your jurisdiction, whichever is higher. If you are between 13 and 18 years of age (or the age of legal majority in your jurisdiction), you may only use the App with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms.

By using the App, you represent and warrant that you meet these eligibility requirements. If you are a parent or guardian permitting a minor to use the App, you agree to be fully responsible for the minor's use of the App, including all financial charges and legal liability.

You are responsible for safeguarding the confidentiality of your account credentials, including your username and password. You agree to promptly notify us of any unauthorized use of your account or any other breach of security. Accounts are for individual use only, and you may not share your account credentials with any other person.

We will not be liable for any loss or damage arising from your failure to maintain the security of your account credentials. You are fully responsible for all activities that occur under your account, whether or not authorized by you.

4. PRIVACY AND DATA COLLECTION

Your privacy is important to us. Our Privacy Policy, incorporated into these Terms by reference, explains in detail how we collect, use, store, and protect your personal data. By using the App, you consent to the data practices described in our Privacy Policy.

4.1 Information We Collect

We collect information you provide directly, including account registration information (name, email, password), educational information (education level, grade, school name, subjects of interest), learning preferences and study habits, and performance data (quiz scores, progress, time spent studying).

We also collect information automatically, including device information (device type, operating system, unique device identifiers), usage data (features used, content viewed, interaction patterns), camera data (images captured using our Math Scanner feature), and location data (general geographic location based on IP address).

4.2 How We Use Your Information

We use your information to provide and improve our services, personalize your learning experience, generate AI-powered tutoring responses and study materials, analyze usage patterns to enhance the App, communicate with you about your account and our services, and comply with legal obligations.

4.3 Data Retention

We retain your personal data for as long as your account is active or as needed to provide you services. We may retain certain information as required by law or for legitimate business purposes after account deletion. Camera images used for the Math Scanner feature are processed and may be stored temporarily for quality improvement purposes, after which they are deleted in accordance with our data retention policies.

5. THIRD-PARTY SERVICES AND DATA SHARING

Our App integrates with third-party services to provide and enhance our services. By using the App, you acknowledge and agree that your data may be shared with these third-party service providers.

5.1 Third-Party Service Providers

We use the following categories of third-party service providers: AI Services (OpenAI) for AI-powered tutoring, quiz generation, math solutions, and study guide creation; Analytics Services (Firebase) for app performance monitoring and usage analytics; Search Services (Algolia) for content indexing and search functionality; and Payment Processing (RevenueCat) for subscription management and payment processing.

5.2 OpenAI Data Processing

Content you submit to AI features, including text prompts and images captured via the Math Scanner, may be processed by OpenAI's API. Please note that OpenAI may process this data in accordance with their own terms and privacy policies. We encourage you to review OpenAI's terms of service and privacy policy. We have contractual arrangements with OpenAI to protect user data, but we cannot guarantee how third parties handle data once it leaves our systems.

You are responsible for not submitting sensitive personal information, confidential data, or any information you do not wish to be processed by third-party AI services when using AI-powered features of the App.

6. AI-GENERATED CONTENT DISCLAIMER

IMPORTANT: The App utilizes generative artificial intelligence technology to provide tutoring, generate quizzes, solve math problems, and create study guides. You acknowledge and understand the following:

Accuracy Not Guaranteed: AI-generated content may contain errors, inaccuracies, or incomplete information. While we strive for accuracy, AI technology is not infallible and may produce incorrect, outdated, or misleading responses.

Not a Substitute for Professional Education: The App is designed as a supplementary learning tool and is not intended to replace professional educators, tutors, academic advisors, or formal educational instruction. AI tutoring should not be relied upon as your sole source of academic guidance.

User Verification Required: You should independently verify any information provided by the App before relying on it for important decisions, including academic assignments, exams, or educational planning. Always cross-reference AI-generated content with authoritative sources.

Limitations of AI: AI technology has inherent limitations and may not fully understand context, nuance, or the specific requirements of your educational situation. The AI may occasionally misinterpret questions or provide responses that are technically accurate but not relevant to your specific needs.

7. EDUCATIONAL OUTCOMES DISCLAIMER

NO GUARANTEE OF RESULTS: We do not guarantee any specific educational outcomes, including but not limited to improved grades, test scores, academic performance, or learning achievements. Educational success depends on numerous factors beyond the App's control, including your effort, engagement, prior knowledge, learning environment, and individual circumstances.

The App is intended solely as a supplementary educational resource. It is not a replacement for formal education, professional tutoring, or academic support services. Results may vary significantly among users, and your experience may differ from testimonials or examples presented in our marketing materials.

By using the App, you acknowledge that any improvements in your academic performance result from your own efforts and are not attributable solely to the App. You agree not to hold the Company responsible for any academic outcomes or consequences arising from your use of the App.

8. CAMERA AND IMAGE PERMISSIONS

Our Math Scanner feature requires access to your device's camera to photograph math problems for AI-powered solutions. By granting camera permissions and using this feature, you agree to the following:

8.1 Image Processing

Images captured through the Math Scanner are transmitted to our servers and processed by OpenAI's AI services to recognize and solve mathematical problems. Images may be temporarily stored for processing and quality improvement purposes.

8.2 Prohibited Content

You agree not to capture or submit images containing personally identifiable information of others (such as names on notebooks, ID cards, or other personal documents), inappropriate or offensive content, copyrighted materials beyond mathematical problems for personal study use, or any content that violates applicable laws or regulations.

8.3 No Biometric Data Collection

We do not use facial recognition technology or collect biometric data through the camera feature. The camera function is solely intended for capturing mathematical problems and educational content.

9. SUBSCRIPTIONS AND PAYMENTS

9.1 Subscription Plans

The App offers subscription-based access to premium features. Subscription plans, pricing, and features are described within the App and may change from time to time. Current pricing is displayed before purchase.

9.2 Auto-Renewal

AUTOMATIC RENEWAL: Subscriptions automatically renew at the end of each billing period (monthly or annually, as applicable) unless canceled at least 24 hours before the end of the current period. Your payment method will be automatically charged at the then-current subscription rate.

9.3 Cancellation

You may cancel your subscription at any time through your Apple App Store account settings. Cancellation will take effect at the end of the current billing period. No refunds will be provided for partial subscription periods.

9.4 Refunds

Refunds for subscriptions purchased through the Apple App Store are subject to Apple's refund policies. Please contact Apple Support for refund requests. We do not process refunds directly for App Store purchases.

9.5 Effect of Subscription Termination

Upon termination or expiration of your subscription, you will lose access to premium features. Your account data will be retained in accordance with our Privacy Policy and data retention practices. You may continue to access any free features of the App.

10. INTELLECTUAL PROPERTY

10.1 Company Intellectual Property

The App, including its design, text, graphics, images, software, and other content, is the property of the Company or its licensors and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the App for your personal, non-commercial educational use, subject to these Terms.

10.2 User Content

When you create content within the App, such as flashcards, study decks, or notes, you retain ownership of your original content. However, by creating content, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such content for the purpose of operating and improving the App.

10.3 AI-Generated Content

Content generated by AI features of the App (including tutoring responses, quizzes, math solutions, and study guides) is provided for your personal educational use. You may use AI-generated content for your own learning purposes but may not redistribute, sell, or commercially exploit such content without our prior written consent.

10.4 Prohibited Uses

You may not upload, share, or submit copyrighted materials belonging to others without proper authorization. You are solely responsible for ensuring that any content you provide does not infringe the intellectual property rights of third parties.

11. ACCEPTABLE USE POLICY

You agree to use the App in compliance with all applicable laws, rules, and regulations, and in accordance with these Terms. The following uses are strictly prohibited:

11.1 Academic Integrity

The App is designed to support learning, not to circumvent academic integrity requirements. You agree not to use the App to complete assignments, exams, or other academic work in violation of your educational institution's academic integrity policies. You should not submit AI-generated content as your own original work without appropriate disclosure as required by your institution.

11.2 AI Misuse

You agree not to attempt to "jailbreak," manipulate, or circumvent the safety features or content filters of the AI system; use the AI features to generate harmful, offensive, discriminatory, or illegal content; exploit vulnerabilities in the AI system; or use the App in any way that could damage, disable, or impair the App or interfere with other users' access.

11.3 General Prohibited Conduct

You further agree not to share your account credentials with others or allow unauthorized access to your account; use the App for any illegal, fraudulent, or harmful purpose; harass, abuse, or threaten other users or Company personnel through any communications; reverse engineer, decompile, or attempt to extract the source code of the App; or use automated systems, bots, or scripts to access or interact with the App.

Any misuse of the App that violates these Terms may result in immediate termination of your access to the App and may be reported to appropriate authorities.

12. ACCESSIBILITY

We are committed to making the App accessible to all users, including those with disabilities. If you experience accessibility barriers or require accommodations when using the App, please contact us. We welcome your feedback and will make reasonable efforts to address accessibility concerns.

Please note that while we strive for accessibility, some features, particularly those involving visual content recognition (such as the Math Scanner), may have inherent limitations for users with certain disabilities. We continuously work to improve accessibility across all features.

13. ACCOUNT TERMINATION AND DATA DELETION

13.1 Termination by You

You may delete your account at any time through the App settings or by contacting us at privacy@CuriousSoftware.io. Upon account deletion, we will delete or anonymize your personal data in accordance with our Privacy Policy and applicable data protection laws, subject to any legal retention requirements.

13.2 Termination by Us

We reserve the right to suspend or terminate your account and access to the App at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.

13.3 Effect of Termination

Upon termination, your right to use the App will immediately cease. Any content you created within the App may be deleted. We are not obligated to maintain or provide any content or data associated with your account after termination, except as required by law.

13.4 Data Deletion Process

Upon your request for account deletion, we will remove your personal data from our active systems, request deletion from integrated third-party services (Firebase, Algolia), and complete the deletion process within 30 days, except where longer retention is required by law or for legitimate business purposes (such as maintaining records for legal compliance or resolving disputes).

14. DISCLAIMERS AND LIMITATION OF LIABILITY

14.1 Disclaimer of Warranties

THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. We do not warrant that the App will be uninterrupted, error-free, or free of viruses or other harmful components, or that AI-generated content will be accurate, complete, or suitable for any particular purpose.

14.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

(a) your access to or use of, or inability to access or use, the App; (b) any conduct or content of any third party on the App; (c) any content obtained from the App, including AI-generated content; (d) unauthorized access, use, or alteration of your transmissions or content; (e) any errors, inaccuracies, or omissions in AI-generated content; (f) any academic outcomes, including grades, test scores, or educational achievements; or (g) any decisions made in reliance on content provided by the App.

14.3 Liability Cap

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THESE TERMS OR YOUR USE OF THE APP EXCEED THE GREATER OF (A) THE AMOUNTS YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100 USD).

14.4 Exceptions

The limitations and exclusions in this section do not purport to limit liability or alter your rights as a consumer that cannot be excluded under applicable law. Nothing in these Terms excludes or limits our liability for fraud, fraudulent misrepresentation, death or personal injury caused by our negligence, or, if required by applicable law, gross negligence.

15. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless the Company, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorneys' fees) arising from: (a) your use of and access to the App, by you or any person using your account; (b) your violation of any term of these Terms; (c) your violation of any third-party right, including any copyright, property, or privacy right; (d) any content you submit or share through the App; or (e) any claim that your content caused damage to a third party.

This defense and indemnification obligation will survive termination of these Terms and your use of the App.

16. DISPUTE RESOLUTION AND ARBITRATION

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY HEAR YOUR CLAIMS.

16.1 Informal Resolution

Before initiating any arbitration or court proceeding, you agree to first contact us at legal@CuriousSoftware.io and attempt to resolve the dispute informally. If we are unable to resolve the dispute within 60 days, either party may proceed as set forth below.

16.2 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by binding arbitration administered by JAMS under its Streamlined Arbitration Rules and Procedures. The arbitration shall take place in Los Angeles, California, or at another mutually agreed location, or via video conference. The arbitrator's decision shall be final and binding.

16.3 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.

16.4 Exceptions

Notwithstanding the foregoing, either party may bring an individual action in small claims court for disputes within the court's jurisdiction, or seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.

16.5 Opt-Out

You may opt out of this arbitration agreement by sending written notice to legal@CuriousSoftware.io within 30 days of first accepting these Terms. Your notice must include your name, address, email address, and a clear statement that you wish to opt out of the arbitration agreement.

17. GOVERNING LAW AND JURISDICTION

These Terms and your use of the App will be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws principles. For any disputes not subject to arbitration, you agree to submit to the exclusive jurisdiction of the state and federal courts located in Los Angeles County, California.

18. GDPR, CCPA, AND OTHER PRIVACY LAWS

We comply with the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), the California Privacy Rights Act (CPRA), the Children's Online Privacy Protection Act (COPPA), and all other applicable data protection and privacy laws.

18.1 Your Rights

Depending on your location, you may have certain rights regarding your personal data, including the right to access your personal data, the right to correct inaccurate data, the right to request deletion of your data, the right to data portability, the right to opt out of the sale or sharing of your data, and the right to non-discrimination for exercising your privacy rights.

18.2 Exercising Your Rights

To exercise any of these rights, please contact us at privacy@CuriousSoftware.io or through the privacy settings within the App. We will respond to your request within the timeframe required by applicable law.

For more information about our data practices and your rights, please review our Privacy Policy.

19. CONTENT MODERATION

We take steps to monitor and moderate content on the App to maintain a safe and appropriate learning environment. We may remove content that violates these Terms, is reported to be factually incorrect, promotes hate, violence, or harmful information, or is otherwise inappropriate.

However, we do not undertake to review all content and are not responsible for the accuracy or legality of user-generated content or AI-generated responses. If you believe content on the App violates these Terms or is harmful, please report it to us at report@CuriousSoftware.io.

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by revising the "Last Updated" date at the top of these Terms and, for significant changes, by providing additional notice (such as through the App or by email). Your continued use of the App after such changes constitutes your acceptance of the modified Terms.

Changes to the arbitration and class action waiver provisions will not apply to any dispute for which you provided notice to us before the change took effect.

21. GENERAL PROVISIONS

21.1 Entire Agreement

These Terms, together with the Privacy Policy and any additional terms for specific features, constitute the entire agreement between you and the Company regarding the App and supersede all prior agreements and understandings.

21.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

21.3 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of such right or provision.

21.4 Assignment

You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign our rights and obligations under these Terms without restriction.

21.5 Force Majeure

We will not be liable for any delay or failure to perform resulting from causes outside our reasonable control, including but not limited to acts of God, war, terrorism, natural disasters, pandemics, labor disputes, internet or power outages, or government actions.

22. CONTACT US

If you have any questions, concerns, or feedback about these Terms or the App, please contact us:

Curious Minds Software, LLC

Email: contact@CuriousSoftware.io